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Collection agencies provide a time and cost effective solution to resolving past due accounts.
While most people pay their bills within 90 days, others fail to clear their debts in a timely fashion.

Most business owners find perusing account holders with past due balances to be labor intensive and time consuming. For a percent of the past due balance, collection agencies use a variety of legal avenues to contact individuals or businesses with past due accounts to secure payments.

Some collection agencies specialize in B2B accounts, while others focus on B2C collections. In cases where a debtor fails to make payment, the collection agency may pursue litigation.