Compare Pivotal Payments and Stripe - Mar 2022

Shlomi Lavi

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Bottom Line: Which is Better - Pivotal Payments or Stripe?

Pivotal Payments is more expensive to implement (TCO) than Stripe, and Stripe is rated higher (91/100) than Pivotal Payments (55/100). Stripe offers users more features (4) than Pivotal Payments (3). There is a clear winner in this case and it is Stripe!

Looking for the right Payment Processing solution for your business? Buyers are primarily concerned about the real total cost of implementation (TCO), the full list of features, vendor reliability, user reviews, and the pros and cons. In this article we compare between the two software products:

Pivotal Payment Managements Vs. Stripe

Pivotal Payment Managements: Pivotal Payments is a long established full service Merchant Services Provider to point-of-sale merchants, Internet business owners, and mail order/telephone order businesses. We provide credit & debit card processing, gift/loyalty/stored value card programs and terminal management solutions in both the USA and Canada. Established in 2003, Pivot...

Stripe: Stripe is a simple, developer-friendly way to accept payments online. We believe that enabling transactions on the web is a problem rooted in code, not finance, and we want to help put more websites in business. Complexity and opacity have traditionally been hallmarks of online payment processing. We want to fix that.

Who is more expensive? Pivotal Payments or Stripe?

The real total cost of ownership (TCO) of Payment Processing software includes the software license, subscription fees, software training, customizations, hardware (if needed), maintenance and support and other related services. When calculating the TCO, it's important to add all of these ”hidden costs” as well. We prepared a TCO (Total Cost) calculator for Pivotal Payments and Stripe.

Pivotal Payments accurate pricing info is available upon request (they don't share it publicly), however , On a scale between 1 to 10 Pivotal Payments is rated 6, which is similar to the average cost of Payment Processing software. Stripe price starts at $500 per license , When comparing Stripe to its competitors, the software is rated 4 - lower than the average Payment Processing software cost.

Bottom line: Pivotal Payments is more expensive than Stripe.

Which software includes more/better features?

We've compared Pivotal Payments Vs. Stripe based on some of the most important and required Payment Processing features.

Pivotal Payments: Data Import/Export, Basic Reports, Online Customer Support.

Stripe: Basic Reports, Data Import/Export, Online Customer Support, Multiple Payment Forms.

Target customer size

Pivotal Payments offers industry specific payment processing solution for retail stores, e-commerce, restaurant solutions, hospitality and lodging, direct selling, mobile service professionals and B2B. Customers of the software include businesses of all sizes without any distinction of industry.