Compare Stripe and PayPal Here - Mar 2022

Shlomi Lavi

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Bottom Line: Which is Better - Stripe or PayPal Here?

Stripe is more expensive to implement (TCO) than PayPal Here, and PayPal Here is rated higher (95/100) than Stripe (91/100). Stripe offers users more features (4) than PayPal Here (2).

Looking for the right Payment Processing solution for your business? Buyers are primarily concerned about the real total cost of implementation (TCO), the full list of features, vendor reliability, user reviews, and the pros and cons. In this article we compare between the two software products:

Stripe Vs. PayPal

Stripe: Stripe is a simple, developer-friendly way to accept payments online. We believe that enabling transactions on the web is a problem rooted in code, not finance, and we want to help put more websites in business. Complexity and opacity have traditionally been hallmarks of online payment processing. We want to fix that.

PayPal: PayPal is the faster, safer way to pay and get paid online, via mobile devices and in store. The service allows people to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards or promotional financing. With more than 117 million active accounts in 190 markets and 25 c...

Who is more expensive? Stripe or PayPal Here?

The real total cost of ownership (TCO) of Payment Processing software includes the software license, subscription fees, software training, customizations, hardware (if needed), maintenance and support and other related services. When calculating the TCO, it's important to add all of these ”hidden costs” as well. We prepared a TCO (Total Cost) calculator for Stripe and PayPal Here.

Stripe price starts at $500 per license , On a scale between 1 to 10 Stripe is rated 4, which is lower than the average cost of Payment Processing software. PayPal Here price starts at $29 per license , When comparing PayPal Here to its competitors, the software is rated 2 - much lower than the average Payment Processing software cost.

Bottom line: Stripe is more expensive than PayPal Here.

Which software includes more/better features?

We've compared Stripe Vs. PayPal Here based on some of the most important and required Payment Processing features.

Stripe: Basic Reports, Data Import/Export, Online Customer Support, Multiple Payment Forms.

PayPal Here: Mobile Access, Credit Card Processing.

Target customer size

Customers of the software include businesses of all sizes without any distinction of industry. and PayPal Here's target customer size include: Small, medium and large size businesses.