Up Your Cash Flow Review - why 4.8 stars?

Shlomi Lavi / updated: May 18, 2022

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What is Up Your Cash Flow?

This solution provides Budgeting and Cash Flow forecasting software. Up Your Cash Flow enables businesses to perform detailed financial analysis and develop cash management strategies to generate better financial management plans.

Granville Software was founded in 1989 to provide financial forecasting software for the small business sector. Its goal is to help businesses get a better understanding of their company financial future through a simple and easy forecasting tool.

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Who is it best for?

Up Your Cash Flow is offered as a standalone desktop solution. It provides its solutions for Finance professionals such as CPAs and accountants for them to use in their financial management services to add value to their clients. In addition the product also addresses CFOs, Financial controllers as well as small business owners to help them meet their budgeting and cash flow forecasting requirements. Finally Contractors can use the software to plan cash and profit on a per-job basis.

The software is designed to improve a company’s financial position by providing management more in-depth cash flow analysis which includes balance sheets, profit & loss budgets as well as forecasts. Up Your Cash Flow offers a complete solution that does not need formulae, models or templates and rather incorporates all the necessary features to do automated forecasting.

Additionally by utilizing this solution companies can realize a quick Return on Investment by implementing the recommended cash management strategies to improve financial performance. The software is also backed by a team of financial experts who can provide financial advisory services to help customers optimize their cash management strategies, and if required perform the necessary forecasting services as a paid consultancy service.

Main features and functionalities

Up Your Cash Flow creates budgets, forecasts, and projections quickly with no need of complex formulas or even spreadsheets. The software adopts a simple ‘Q&A’ wizard that guides users through the system to perform the necessary setups. Once this is done the system can generate a comprehensive set of financial reports that companies can use for budgeting, financial analysis & forecasting as well as financial planning. It also includes features for Sales, Expenses and Cash Management, Cost of Goods Sold and Business Valuation methods.

Up Your Cash Flow can produce reports that can be used to obtain small business financing by showing capital sources, cash utilization and loan management. Up Your Cash Flow also automatically projects lines of credit based on accounts receivable & inventory levels as well as other defined criteria.

There is also a built-in business plan writing tool that can seamlessly integrate financial information for production of effective strategic plans. Up Your Cash Flow allows the direct import of data as well from a customer’s present accounting software to form the data repository on which it provides its budgeting and forecasting reports.

The software is offered as three versions based on user requirements. Smart Start is meant for start up companies, business entrepreneurs and those requiring business financing. It is a cost effective solution that provides all the main features for basic cash management and forecasting.

XT2 is the full featured version and is suited for accounting professionals that provide management advice, financing recommendations as well as assistance to business with financial problems. Finance managers in companies can also use the software for budgeting, cash flow management and performance & profitability analysis. Finally there is XT2 Team which supports teams of up to five users in a networked environment.

What is the actual cost?

The basic product Smart Start is priced at $395 whereas the full featured version XT2 is priced at $1295. The networked version of XT2 is available for $2895 and supports up to five users.

ITQlick pricing score is 2.4 out of 10 (10 is most expensive). Access ITQlick pricing guide for Up Your Cash Flow. You can also find here pricing information from Up Your Cash Flow's website.

Pros

• Up Your Cash Flow offers a free trial of the product
• The product is offered in two versions to address the different requirements of clients and offers a networked version as well
• Up Your Cash Flow is meant to complement your existing accounting package rather than replace it
• There is a business plan writing tool included in Up Your Cash Flow
• The product is designed to meet the needs of small businesses, finance professionals and entrepreneurs

Cons

• Up Your Cash Flow is not offered as a Cloud Solution
• Integration is limited to an import facility of financial data from other applications
• Up Your Cash Flow does not support social collaboration tools
• The software does not allow any user driven product customization
• Mobile Device access of the application is not provided by Up Your Cash Flow

How it stacks up?

Access a head to head analysis of Up Your Cash Flow vs alternative software solutions.

Frequently Asked Questions (FAQs)